*,:before,:after{box-sizing:border-box;margin:0;padding:0}:root{--blue-deep:#16324f;--blue-petrol:#1f4e5f;--off-white:#f7f8f5;--warm-gray:#e9ece8;--graphite:#22262b;--green:#6e8b74;--green-light:#ebf0ec;--font-title:"IBM Plex Sans", sans-serif;--font-body:"DM Sans", sans-serif;--radius:6px;--max-w:1080px;--transition:.25s ease}html{scroll-behavior:smooth}body{font-family:var(--font-body);background:var(--off-white);color:var(--graphite);-webkit-font-smoothing:antialiased;-webkit-text-size-adjust:100%;-webkit-tap-highlight-color:transparent;font-size:16px;line-height:1.65}.container{max-width:var(--max-w);margin:0 auto;padding:0 28px}.tag{font-family:var(--font-title);letter-spacing:.12em;text-transform:uppercase;color:var(--blue-petrol);background:#e3edf3;border-radius:2px;margin-bottom:20px;padding:5px 12px;font-size:11px;font-weight:600;display:inline-block}.section-title{font-family:var(--font-title);color:var(--blue-deep);margin-bottom:16px;font-size:clamp(26px,3.5vw,40px);font-weight:600;line-height:1.2}.section-lead{color:#4a5568;max-width:560px;margin-bottom:56px;font-size:17px;line-height:1.7}.divider{background:var(--green);width:40px;height:2px;margin:0 0 32px}.skip-link{background:var(--blue-deep);color:#fff;z-index:999;padding:8px 16px;font-size:14px;transition:top .2s;position:absolute;top:-40px;left:0}.skip-link:focus{top:0}nav{z-index:100;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#f7f8f5f0;border-bottom:1px solid #0000000f;position:fixed;top:0;left:0;right:0}.nav-inner{max-width:var(--max-w);padding:0 28px;padding-left:max(28px, env(safe-area-inset-left));padding-right:max(28px, env(safe-area-inset-right));justify-content:space-between;align-items:center;height:64px;margin:0 auto;display:flex}.nav-logo{color:var(--blue-deep);align-items:center;gap:10px;text-decoration:none;display:flex}.logo-mark{justify-content:center;align-items:center;width:32px;height:32px;display:flex}.logo-wordmark{font-family:var(--font-title);letter-spacing:-.01em;color:var(--blue-deep);font-size:17px;font-weight:600}.logo-wordmark span{color:var(--blue-petrol);font-weight:400}.nav-cta{align-items:center;gap:12px;display:flex}.btn-ghost{font-family:var(--font-body);color:var(--graphite);border-radius:var(--radius);transition:background var(--transition);padding:8px 14px;font-size:14px;font-weight:500;text-decoration:none}.btn-ghost:hover{background:var(--warm-gray)}.btn-primary{font-family:var(--font-body);background:var(--blue-deep);color:#fff;border-radius:var(--radius);cursor:pointer;transition:background var(--transition), transform var(--transition);border:none;align-items:center;gap:7px;padding:9px 20px;font-size:14px;font-weight:500;text-decoration:none;display:inline-flex}.btn-primary:hover{background:var(--blue-petrol);transform:translateY(-1px)}@media (hover:none){.btn-primary:active{background:var(--blue-petrol);transform:scale(.97)}.btn-outline:active{border-color:var(--blue-deep);background:#16324f0f;transform:scale(.97)}.modal-option:active{border-color:var(--blue-petrol);background:#ebf0f5}}.btn-primary svg{flex-shrink:0}.btn-lg{gap:10px;padding:14px 28px;font-size:15px}.btn-outline{font-family:var(--font-body);color:var(--blue-deep);border-radius:var(--radius);cursor:pointer;transition:border-color var(--transition), background var(--transition);background:0 0;border:1.5px solid #16324f40;align-items:center;gap:8px;padding:9px 20px;font-size:14px;font-weight:500;text-decoration:none;display:inline-flex}.btn-outline:hover{border-color:var(--blue-deep);background:#16324f0a}.btn-outline-lg{padding:13px 26px;font-size:15px}#hero{background:var(--off-white);padding:148px 0 100px;position:relative;overflow:hidden}.hero-grid-bg{pointer-events:none;background-image:linear-gradient(#16324f0a 1px,#0000 1px),linear-gradient(90deg,#16324f0a 1px,#0000 1px);background-size:48px 48px;position:absolute;inset:0;-webkit-mask-image:radial-gradient(80% 70% at 50% 0,#000 40%,#0000 100%);mask-image:radial-gradient(80% 70% at 50% 0,#000 40%,#0000 100%)}.hero-inner{z-index:1;grid-template-columns:1fr 420px;align-items:center;gap:60px;display:grid;position:relative}.hero-eyebrow{font-family:var(--font-title);letter-spacing:.14em;text-transform:uppercase;color:var(--blue-petrol);align-items:center;gap:10px;margin-bottom:24px;font-size:11px;font-weight:600;display:flex}.hero-eyebrow:before{content:"";background:var(--blue-petrol);width:24px;height:1.5px;display:block}h1{font-family:var(--font-title);color:var(--blue-deep);letter-spacing:-.02em;margin-bottom:24px;font-size:clamp(34px,4.5vw,54px);font-weight:700;line-height:1.11}h1 em{color:var(--blue-petrol);font-style:normal}.hero-sub{color:#4e5b6a;max-width:500px;margin-bottom:40px;font-size:17px;line-height:1.72}.hero-actions{flex-wrap:wrap;align-items:center;gap:14px;display:flex}.hero-highlights{grid-template-columns:1fr 1fr;gap:12px;margin-bottom:32px;display:grid}.hero-highlight-card{border:1.5px solid var(--blue-deep);background:#fff;border-radius:8px;flex-direction:column;gap:4px;padding:16px 18px;display:flex}.hero-highlight-value{font-family:var(--font-title);color:var(--blue-deep);font-size:22px;font-weight:700;line-height:1}.hero-highlight-label{color:#5e6875;font-size:12.5px;line-height:1.4}.hero-badge{grid-template-columns:repeat(2,1fr);gap:10px;margin-top:48px;display:grid}.badge-item{border:1px solid var(--warm-gray);border-radius:var(--radius);background:#fff;align-items:flex-start;gap:10px;padding:14px 16px;display:flex}.badge-icon{background:var(--green-light);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:28px;height:28px;display:flex}.badge-icon svg{color:var(--green)}.badge-text{color:#4a5568;font-size:13px;line-height:1.5}.badge-text strong{color:var(--graphite);margin-bottom:1px;font-size:12.5px;font-weight:600;display:block}.hero-visual{background:#f8f9f6;border:1px solid #d4d8d0;border-radius:12px;padding:0;position:relative;overflow:hidden;box-shadow:0 4px 20px #16324f0f,0 14px 52px #16324f0d}.hv-top{background:var(--blue-deep);justify-content:space-between;align-items:center;padding:13px 22px;display:flex}.hv-top-label{font-family:var(--font-title);letter-spacing:.1em;text-transform:uppercase;color:#fff6;font-size:10px;font-weight:500}.hv-top-title{font-family:var(--font-title);color:#fffc;font-size:12px;font-weight:500}.hv-body{padding:22px 22px 0}.hv-primary{text-align:center;border-bottom:1px solid #dfe2db;margin-bottom:16px;padding:16px 0 20px}.hv-primary-label{font-family:var(--font-body);color:#7a8390;margin-bottom:5px;font-size:12.5px;font-weight:400}.hv-primary-value{font-family:var(--font-title);color:var(--blue-deep);letter-spacing:-.025em;font-size:42px;font-weight:700;line-height:1}.hv-primary-value .currency{color:#8a94a0;letter-spacing:0;margin-right:2px;font-size:20px;font-weight:500}.hv-primary-value .unit{color:#8a94a0;margin-left:2px;font-size:18px;font-weight:400}.hv-primary-sub{font-family:var(--font-title);color:#aab4c0;letter-spacing:.03em;margin-top:5px;font-size:10px;font-weight:500}.hv-supporting{background:#fff;border:1px solid #dfe2db;border-radius:8px;grid-template-columns:1fr 1fr 1fr;gap:0;margin-bottom:20px;display:grid;overflow:hidden}.hv-support-item{border-right:1px solid #e8ebe5;padding:13px 14px}.hv-support-item:last-child{border-right:none}.hv-support-label{font-family:var(--font-body);color:#8a94a0;margin-bottom:5px;font-size:10.5px;font-weight:400;line-height:1.3}.hv-support-value{font-family:var(--font-title);color:var(--blue-deep);letter-spacing:-.01em;font-size:21px;font-weight:700;line-height:1}.hv-support-value .unit{color:#8a94a0;margin-left:2px;font-size:11px;font-weight:400}.hv-chart-section{margin-bottom:16px}.hv-chart-title{font-family:var(--font-body);color:#7a8390;margin-bottom:8px;font-size:12px;font-weight:500}.hv-chart-wrap{background:#fff;border:1px solid #dfe2db;border-radius:8px;padding:10px 6px 4px}.hv-chart-wrap svg{width:100%;height:auto;display:block}.hv-returns{background:#fff;border:1px solid #dfe2db;border-radius:8px;margin-bottom:0;overflow:hidden}.hv-return-row{border-bottom:1px solid #edeee9;grid-template-columns:1fr auto;align-items:center;gap:12px;padding:10px 16px;display:grid}.hv-return-row:last-child{border-bottom:none}.hv-return-row.highlight{background:#f4f6f2}.hv-return-label{font-family:var(--font-body);color:#6b7685;font-size:12.5px;font-weight:400}.hv-return-val{font-family:var(--font-title);color:#8a94a0;text-align:right;font-size:14px;font-weight:600}.hv-return-val.mid{color:var(--blue-petrol);font-weight:700}.hv-return-val.strong{color:var(--blue-deep);font-size:15px;font-weight:700}.hv-footer{text-align:center;color:#b5bcc3;background:#f3f4f1;border-top:1px solid #e4e7e1;padding:11px 22px;font-size:10px;font-style:italic}#trust{background:var(--blue-deep);padding:20px 0}.trust-inner{flex-wrap:wrap;justify-content:center;gap:0;display:flex}.trust-item{color:#ffffffbf;border-right:1px solid #ffffff1f;align-items:center;gap:10px;padding:10px 28px;font-size:13px;font-weight:400;display:flex}.trust-item:last-child{border-right:none}.trust-item svg{color:var(--green);opacity:.9;flex-shrink:0}section{padding:100px 0}section:nth-child(2n),#problem{background:#fff}.problem-grid{grid-template-columns:1fr 1fr;align-items:start;gap:56px;display:grid}.problem-list{margin-top:8px}.problem-item{align-items:flex-start;gap:16px;margin-bottom:28px;display:flex}.problem-num{font-family:var(--font-title);color:var(--blue-petrol);flex-shrink:0;width:24px;margin-top:2px;font-size:11px;font-weight:700}.problem-text strong{color:var(--graphite);margin-bottom:4px;font-size:15px;font-weight:600;display:block}.problem-text p{color:#5e6875;font-size:14px}.problem-quote{background:var(--blue-deep);color:#ffffffe0;border-radius:8px;padding:28px;font-size:17px;font-style:italic;line-height:1.65;position:relative}.problem-quote:before{content:"\"";color:#ffffff1f;font-family:Georgia,serif;font-size:80px;line-height:1;position:absolute;top:16px;left:24px}.problem-quote p{z-index:1;position:relative}.problem-quote footer{color:#ffffff80;margin-top:20px;font-size:13px;font-style:normal}#deliverables{background:var(--off-white)}.deliverables-grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.deliv-card{border:1px solid var(--warm-gray);transition:box-shadow var(--transition), transform var(--transition);background:#fff;border-radius:8px;padding:28px 24px}.deliv-card:hover{transform:translateY(-2px);box-shadow:0 6px 24px #16324f14}.deliv-icon{width:40px;height:40px;color:var(--blue-petrol);background:#ebf0f5;border-radius:50%;justify-content:center;align-items:center;margin-bottom:16px;display:flex}.deliv-card h3{font-family:var(--font-title);color:var(--blue-deep);margin-bottom:8px;font-size:15px;font-weight:600}.deliv-card p{color:#5e6875;font-size:13.5px;line-height:1.6}.deliv-highlight{background:var(--blue-deep);color:#ffffffe6;border:none;border-radius:8px;grid-column:1/-1;align-items:center;gap:28px;padding:28px 32px;display:flex}.deliv-highlight h3{font-family:var(--font-title);color:#fff;margin-bottom:6px;font-size:16px;font-weight:600}.deliv-highlight p{color:#ffffffa6;font-size:14px}.deliv-highlight-icon{background:#ffffff1a;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:48px;height:48px;display:flex}#how{background:#fff}.steps{grid-template-columns:repeat(4,1fr);gap:0;margin-top:16px;display:grid;position:relative}.steps:before{content:"";background:linear-gradient(90deg, var(--warm-gray), var(--warm-gray));z-index:0;height:1px;position:absolute;top:28px;left:40px;right:40px}.step{z-index:1;padding:0 20px;position:relative}.step-num{border:2px solid var(--warm-gray);width:56px;height:56px;font-family:var(--font-title);color:var(--blue-deep);transition:border-color var(--transition), background var(--transition);background:#fff;border-radius:50%;justify-content:center;align-items:center;margin-bottom:20px;font-size:18px;font-weight:700;display:flex}.step:hover .step-num{border-color:var(--blue-deep);background:var(--blue-deep);color:#fff}.step h3{font-family:var(--font-title);color:var(--blue-deep);margin-bottom:8px;font-size:15px;font-weight:600}.step p{color:#5e6875;font-size:13.5px;line-height:1.6}.step-tag{letter-spacing:.08em;text-transform:uppercase;color:var(--green);background:var(--green-light);border-radius:2px;margin-bottom:10px;padding:3px 8px;font-size:10.5px;font-weight:600;display:inline-block}#for-whom{background:var(--off-white)}.forwhom-grid{grid-template-columns:1fr 1fr;align-items:start;gap:56px;display:grid}.profile-cards{flex-direction:column;gap:12px;display:flex}.profile-card{border:1px solid var(--warm-gray);transition:border-color var(--transition);background:#fff;border-radius:8px;align-items:center;gap:16px;padding:18px 20px;display:flex}.profile-card:hover{border-color:var(--blue-deep)}.profile-card-icon{width:42px;height:42px;color:var(--blue-petrol);background:#ebf0f5;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;display:flex}.profile-card-text strong{color:var(--graphite);margin-bottom:3px;font-size:14.5px;font-weight:600;display:block}.profile-card-text span{color:#7a8390;font-size:13px}.fit-list{margin-top:8px}.fit-item{border-bottom:1px solid var(--warm-gray);align-items:flex-start;gap:12px;padding:14px 0;display:flex}.fit-item:last-child{border-bottom:none}.fit-check{color:var(--green);flex-shrink:0;margin-top:2px}.fit-item p{color:#4e5b6a;font-size:14px;line-height:1.55}.fit-item p strong{color:var(--graphite)}.not-for{background:#fdf6f0;border-left:3px solid #d97706;border-radius:0 4px 4px 0;margin-top:28px;padding:16px 20px}.not-for p{color:#6b5b3e;font-size:13px;line-height:1.55}.not-for p strong{color:#92400e}#differentials{background:#fff}.diff-grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.diff-card{background:var(--off-white);border:1px solid var(--warm-gray);border-radius:8px;padding:28px 24px}.diff-card-head{align-items:center;gap:12px;margin-bottom:14px;display:flex}.diff-card-icon{color:var(--blue-petrol)}.diff-card h3{font-family:var(--font-title);color:var(--blue-deep);font-size:15px;font-weight:600}.diff-card p{color:#5e6875;font-size:13.5px;line-height:1.6}.diff-vs{grid-column:1/-1;grid-template-columns:1fr auto 1fr;align-items:center;gap:20px;margin-top:40px;display:grid}.diff-col{background:var(--off-white);border:1px solid var(--warm-gray);border-radius:8px;padding:24px 22px}.diff-col.good{background:var(--green-light);border-color:#6e8b7440}.diff-col-label{font-family:var(--font-title);letter-spacing:.1em;text-transform:uppercase;color:#8a94a0;margin-bottom:16px;font-size:11px;font-weight:700}.diff-col.good .diff-col-label{color:var(--green)}.diff-row-compare{align-items:flex-start;gap:8px;margin-bottom:12px;font-size:13.5px;display:flex}.diff-row-compare:last-child{margin-bottom:0}.diff-x{color:#e53e3e;flex-shrink:0;margin-top:1px}.diff-v{color:var(--green);flex-shrink:0;margin-top:1px}.diff-row-compare p{color:#5e6875}.diff-row-compare.good p{color:#3a5c40}.diff-vs-mid{font-family:var(--font-title);text-transform:uppercase;letter-spacing:.08em;color:#aab4c0;text-align:center;font-size:11px;font-weight:700}.pricing-card{max-width:780px;margin:0 auto}.pricing-card-inner{border:2px solid var(--blue-deep);background:#fff;border-radius:12px;grid-template-columns:1fr 1fr;display:grid;overflow:hidden}.pricing-left{background:var(--blue-deep);color:#fff;flex-direction:column;justify-content:center;padding:36px 32px;display:flex}.pricing-label{font-family:var(--font-title);letter-spacing:.1em;text-transform:uppercase;color:#ffffff8c;margin-bottom:12px;font-size:12px;font-weight:600}.pricing-amount{font-family:var(--font-title);margin-bottom:8px;font-size:42px;font-weight:700;line-height:1}.pricing-note{color:#fff9;margin-bottom:24px;font-size:14px;line-height:1.5}.pricing-trust{flex-direction:column;gap:10px;display:flex}.pricing-trust-item{color:#ffffffbf;align-items:center;gap:8px;font-size:13px;display:flex}.pricing-trust-item svg{color:var(--green);flex-shrink:0}.pricing-right{padding:32px}.pricing-includes-title{font-family:var(--font-title);color:var(--blue-deep);letter-spacing:.06em;text-transform:uppercase;margin-bottom:16px;font-size:13px;font-weight:600}.pricing-includes-list{flex-direction:column;gap:10px;display:flex}.pricing-includes-item{color:#4e5b6a;padding-left:22px;font-size:14px;line-height:1.45;position:relative}.pricing-includes-item:before{content:"✓";color:var(--green);font-size:13px;font-weight:600;position:absolute;left:0}#faq{background:var(--off-white)}.faq-grid{grid-template-columns:340px 1fr;align-items:start;gap:72px;display:grid}.faq-item{border-bottom:1px solid var(--warm-gray)}.faq-item:first-child{border-top:1px solid var(--warm-gray)}.faq-q{cursor:pointer;color:var(--graphite);-webkit-user-select:none;user-select:none;text-align:left;background:0 0;border:none;justify-content:space-between;align-items:center;gap:16px;width:100%;padding:20px 0;font-size:15px;font-weight:500;display:flex}.faq-q:hover{color:var(--blue-deep)}.faq-icon{color:var(--blue-petrol);transition:transform var(--transition);flex-shrink:0}.faq-item.open .faq-icon{transform:rotate(45deg)}.faq-a{color:#5e6875;max-height:0;font-size:14px;line-height:1.7;transition:max-height .35s,padding .35s;overflow:hidden}.faq-item.open .faq-a{max-height:300px;padding-bottom:20px}#cta-final{background:var(--blue-deep);padding:100px 0}.cta-final-inner{text-align:center;max-width:600px;margin:0 auto}.cta-final-inner .tag{color:#ffffffb3;background:#ffffff1a}.cta-final-inner h2{font-family:var(--font-title);color:#fff;letter-spacing:-.02em;margin-bottom:20px;font-size:clamp(28px,4vw,44px);font-weight:700;line-height:1.15}.cta-final-inner p{color:#ffffffa6;margin-bottom:40px;font-size:16px}.cta-actions{flex-wrap:wrap;justify-content:center;align-items:center;gap:14px;display:flex}.btn-white{color:var(--blue-deep);background:#fff;font-size:15px;font-weight:600}.btn-white:hover{background:var(--off-white);transform:translateY(-1px)}.btn-outline-white{color:#ffffffd9;border-color:#ffffff59}.btn-outline-white:hover{background:#ffffff0f;border-color:#ffffffbf}footer{background:var(--graphite);color:#ffffff8c;padding:56px 0 36px}.footer-inner{grid-template-columns:1fr auto;align-items:end;gap:48px;display:grid}.footer-logo{margin-bottom:12px}.footer-logo-text{font-family:var(--font-title);color:#ffffffd9;font-size:16px;font-weight:600}.footer-tagline{font-size:13px}.footer-links{flex-wrap:wrap;align-items:center;gap:24px;display:flex}.footer-links a{color:#ffffff73;transition:color var(--transition);font-size:13px;text-decoration:none}.footer-links a:hover{color:#fffc}.footer-bottom{border-top:1px solid #ffffff14;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;margin-top:40px;padding-top:24px;display:flex}.footer-copy{font-size:12px}.modal-backdrop{z-index:200;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);background:#16324f8c;justify-content:center;align-items:center;padding:20px;display:none;position:fixed;inset:0}.modal-backdrop.open{display:flex}.modal{background:#fff;border-radius:12px;flex-direction:column;width:100%;max-width:560px;max-height:85vh;animation:.3s modalIn;display:flex;box-shadow:0 24px 80px #16324f33}@keyframes modalIn{0%{opacity:0;transform:translateY(16px)scale(.98)}to{opacity:1;transform:none}}.modal-header{border-bottom:1px solid var(--warm-gray);justify-content:space-between;align-items:center;padding:22px 24px 18px;display:flex}.modal-header-left{align-items:center;gap:12px;display:flex}.modal-indicator{background:var(--green);border-radius:50%;width:10px;height:10px;animation:2s infinite pulse}@keyframes 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